Landlords
Capital Gains Tax on Property
Strategic planning when selling investment properties
Overview
Selling an investment property triggers capital gains tax. Without planning, your tax bill can consume 20-30% of your profit.
We help landlords understand their gain, identify tax-efficient strategies, and report correctly. Whether you're selling one property or a portfolio, we minimise tax while ensuring HMRC compliance.
Early planning - before you list the property - gives you the most options.
Key Areas Covered
What we cover as part of this service.
- Calculating your gain (cost base, enhancement expenditure, disposal costs)
- Indexation allowance and how it reduces your gain
- Annual exemption optimisation
- 60-day reporting requirement
- Spouse/civil partner implications on joint ownership
- Loss relief and carry-forward
- Timing strategies (sell in multiple tax years)
- Entity restructuring pre-sale
- Interaction with principal private residence relief (if applicable)
Common Issues We Solve
Problems we see regularly — and how we fix them.
Overstated Gain
Many landlords don't account for all cost components, leading to higher gains than necessary. We work backward from records to establish correct cost base.
Missed 60-Day Deadline
Property disposals must be reported within 60 days for certain transactions. Miss this, and penalties follow. We manage the timeline.
Inefficient Timing
Spreading a sale across two tax years can lower your tax rate. This strategy requires planning before completion.
Pricing for This Service
Clear fees. Fixed fee confirmed in writing before we begin.
Private Clients
£700
Best for: Property disposals, portfolio sales, and CGT planning
Get Your Fixed QuoteDepends on complexity; fixed quote provided.
Frequently Asked Questions
Gain = Sale price minus (cost base + enhancement expenditure + selling costs). Enhancement includes improvements that add lasting value. We guide you through this calculation with your records.
Longer ownership history means more potential for gain. Indexation allowance (before April 2020) can reduce the gain based on inflation. We apply this where applicable.
Not the same transaction, but you can plan timing. If selling a portfolio, selling in tranches across tax years may lower your overall rate. We model this.
Yes, within 60 days of completion for certain property disposals. We handle this reporting and manage the timeline.
Why Choose UA Tax
Portfolio Expertise
We work with landlords on multi-property sales. We optimise across the portfolio.
Deadline Management
60-day reporting is non-negotiable. We ensure timely filing.
Strategic Planning
We identify pre-sale strategies to reduce your liability.
Ready to discuss your property sale tax?
Book a consultation and we will confirm what you need and provide a fixed fee quote.