UA Tax Ltd
Specialist Tax Advice For Individuals, Landlords & Business Owners
Clear, independent tax advice to help you make confident decisions on personal, property and business tax matters.
Get expert tax guidance tailored to your specific situation. We specialise in helping individuals optimise personal tax, landlords navigate buy-to-let complexity, and business owners minimise corporate tax. Clear, responsive and independent, with senior-led advice and transparent fees.
FCCA, CTA
Chartered accountant and Chartered Tax Adviser credentials
Specialist Expertise
Senior-led specialist tax advice
Fast & Responsive
Expert guidance when you need it
100+ Years Combined Team Experience
A strong team with decades of specialist tax and accounting knowledge
Accredited & Regulated By
Recognised credentials you can trust
Who We Help
Clear, practical advice tailored to your specific situation
Individuals
Self-employed, employed, investors, complex tax situations
- Personal Tax Returns
- Capital Gains Tax
- Foreign Income & Gains
- High Earner Tax Planning
- Inheritance Tax
- HMRC Enquiries
Landlords & Property Owners
Buy-to-let, portfolios, property investment, SDLT planning
- Buy-to-Let Tax
- Property Incorporation
- Capital Gains on Property
- SDLT Advice
- Non-Resident Landlords
- Let Property Campaign
Business Owners
Owner-managed businesses, start-ups, profit extraction, exit planning
- Corporation Tax
- Profit Extraction
- Business Restructuring
- Exit Planning & BADR
- R&D Tax Relief
- Succession Planning
Estate Planning & Families
IHT planning, succession planning, wealth transfer, family advice
- Inheritance Tax Planning
- Trust & Estate Returns
- Probate Support
- Family Wealth Planning
- Business Succession
Key Advisory Areas
Property Tax
Buy-to-let, SDLT, incorporation, capital gains on property
Capital Gains Tax
Property sales, share disposals, investment gains, CGT planning
Inheritance Tax
IHT planning, nil-rate bands, trusts, estate minimisation
Business Tax
Corporation tax, profit extraction, business sales, restructuring
Foreign Income & Gains
Non-residents, treaty relief, expatriates, multi-jurisdiction income
HMRC Enquiries
Enquiry defence, penalty mitigation, compliance support
Why Work With UA Tax
Clear Timetable
Clear timescales agreed at the outset, with responsive updates throughout the engagement so you know what is happening and when.
Fixed Fee Pricing
No surprise bills or hidden charges. Fee agreed in advance and confirmed in writing. You'll always know exactly what you're paying. Complete transparency from the start.
Specialist Knowledge
Deep expertise in landlords, contractors, expats, investors, crypto traders, and high earners. We don't generalize — we specialise in the areas that matter to you.
Transparent Fixed Fees
Experience gained at leading UK firms, delivered through a focused boutique practice with transparent pricing and senior involvement.
How Our Process Works
Simple, straightforward steps from start to finish
Choose Your Package
Select the package matching your circumstances. Whether Essentials, Landlord/Self-Employed, or Private Clients, you'll know exactly what you're getting.
Quick Triage & Fixed Quote
Brief overview of your situation. We confirm the right package and provide a fixed fee in writing — no surprises, no estimates.
Provide Your Documents
You provide documents via our simple checklist. We handle AML verification and organise everything systematically.
Tax Return Preparation
Our experts prepare your return or handle your advisory matter. Internally reviewed before sharing with you to ensure accuracy.
Your Approval
Review the return together, ask any questions. Once you approve in writing, we submit to HMRC on your behalf.
Aftercare & Support
We advise on tax liability, payment deadlines, and answer questions. Your tax matters don't end at filing — we're here to support you.
Start With a Free Discovery Call
Quick, No-Obligation Conversation
A 10-15 minute free call to understand your circumstances at a high level and confirm whether UA Tax is the right fit. Please note that tax advice is not provided during the free discovery call. For advice on your position, please book a paid consultation.
- Quick, no-obligation conversation
- Explain your situation at a high level
- Understand whether a paid consultation or service is appropriate
- Get a sense of our approach and fees
- No commitment needed
- 10-15 minutes of your time
Ready to chat? Select a time that works for you below. We'll confirm immediately.
About UA Tax
UA Tax was founded with a single mission: deliver expert, independent tax advice without the big-firm overhead.
Our founder, Usman Azam, spent over a decade at leading firms including BDO, advising individuals, landlords, and business owners. After years of seeing clients pay excessive fees for generic advice, he established UA Tax to offer something different — specialist expertise, personal service, and transparent pricing.
Today, we work with individuals, landlords, and business owners across London and beyond. We specialise in the complex tax matters that matter: property incorporation, business exits, inheritance planning, and HMRC enquiry defence. We don't generalize. We specialise.
Usman Azam, FCCA, CTA
Founder & Director
Ahmad Tirmizey, FCCA, ACCA
Director
What Our Clients Say
Real feedback from real clients
"My end of year self assessment was done professionally and accurately by Usman. He took the time to explain every step of the process, putting my mind at ease. I would highly recommend UA Tax and look forward to working with Usman again."
Lee Patient
Individual Client
"Exceptional service! Working with Usman on multiple occasions to help with my taxes, providing help on a wide scope of inquiries I have had. Advice broken down in a very simple and digestible way to help me understand. Highly recommend!"
Lilly Thompson
Individual Client
"The proactive approach, professionalism, courtesy and kindness of Usman and his team eased the burden of submitting our annual accounts. This was great value for money and I have no hesitation in recommending them."
Ahsan Kaleem
Business Owner
"Filing my tax return feels such a headache, but UA Tax made it painless. Usman was super helpful and answered all my questions. I'm so glad I found them, and I'll definitely use them again next year!"
Muhammad Sheraz
Self-Employed Client
"Usman has been incredibly helpful, highly recommend him — always easy to speak with and quick to understand complex scenarios."
Thomas Steer
Client
"Fast and efficient service. Usman knows his stuff. A very approachable person that gives you the time of day as well as the answers."
Michael Wellington
Client
"I can't recommend this tax advice firm highly enough — truly a 5-star experience from start to finish. Usman is the man! His expertise, professionalism, and attention to detail made what could have been a stressful process feel completely seamless."
Nathan Weston
Client
"Usman was great and helpful. We had an initial call, and his advice helped me as a newbie running my company. He was practical and gave helpful advice."
Lucia Rodriguez Perez
Business Owner
Frequently Asked Questions
Yes, we can apply for a UTR (Unique Taxpayer Reference) with HMRC on your behalf. A UTR is required if you're self-employed or running a business. We handle the application and follow-up with HMRC.
We aim to have most tax returns ready within 3-5 days of receiving all information from you. That means no more waiting months for your return to be completed.
Once you sign up, we provide a tailored checklist specific to your situation. You'll know exactly which documents to gather. Generally, we need: P60, bank statements (for interest/dividends), rental property records, investment statements, and details of any capital gains.
We first verify your identity and address for AML compliance. Then you sign an engagement letter digitally. The process is quick and straightforward - you'll be onboarded within a few days.
Yes, we're registered as tax agents with HMRC. You can authorise us to deal with HMRC directly on your behalf. This means you don't have to handle correspondence directly.
Yes, we regularly work with clients involved in crypto trading, staking, airdrops, and DeFi. We require transaction records (CSV exports from exchanges or wallet statements) to calculate gains accurately.
HMRC will issue a late filing penalty of £100, with further penalties accruing if the return remains unfiled 3 months after the deadline. The deadline is 31 January of the following tax year. We ensure timely filing to avoid these penalties.
We can submit an amendment to your tax return within 12 months of the original filing deadline. If HMRC has already started an enquiry, we handle this through the enquiry process.
Let's Discuss Your Tax Position
Our team is here to provide clear, expert guidance tailored to your specific situation. Whether you need a one-off tax return, strategic planning, or HMRC enquiry support, we're ready to help.
No jargon. No surprises. Just straightforward tax advice that makes sense.